body {
margin : 0;
}

body, td {
  text-decoration:none;
  /* color: #82868A; */
  color: #000000;
  font-family: verdana;
  font-size:10px;
  font-weight:normal;
  line-height:130%;
}

.darkgraytext {
  text-decoration:none;
  color: #82868A;
  font-family: verdana;
  font-size:11px;
  font-weight:normal;
}


.darkgrayheading {
  text-decoration:none;
  color: #82868A;
  font-family: verdana;
  font-size:11px;
  font-weight:bold;
}

.blackheading {
  text-decoration:none;
  color: #000000;
  font-family: verdana;
  font-size:13px;
  font-weight:bold;
}

a {
  text-decoration:none;
  color: #000066;  /*8D9296*/
  font-family: verdana;
  font-size:11px;
  font-weight:normal;
}

a:hover {
  text-decoration:underline;
  color: #000000;
  font-family: verdana;
  font-size:11px;
  font-weight:normal;
}

a.top {
  text-decoration:none;
  color: #8D9296;
  font-family: verdana;
  font-size:11px;
  font-weight:normal;
}

a:hover.top {
  text-decoration:none;
  color: #000000;
  font-family: verdana;
  font-size:11px;
  font-weight:normal;
}

/*
.main {
  text-decoration:none;
  color: #82868A;
  font-family: verdana;
  font-size:11px;
  font-weight:normal;
}
*/


.ftr{
   text-decoration:none;
  color: #000000;
  font-family: verdana;
  font-size:10px;
  font-weight:normal;
}

a.left {
  text-decoration:none;
  color: #82868A;
  font-family: verdana;
  font-size:11px;
  font-weight:normal;
}

a.left:hover {
  text-decoration:none;
  color: #000000;
  font-family: verdana;
  font-size:11px;
  font-weight:normal;
}

h1 {font-size:20px; margin:0;font-weight:normal;}
h2 {font-size:17px; margin:0;font-weight:normal;}
h3 {font-size:15px; margin:0;font-weight:normal;}
h4 {font-size:12px; margin:0;font-weight:normal;}

.required {background-image:url(required.gif); background-position:top right; background-repeat:no-repeat;}